JGJ/T388-2016······1

1 總則······9

2 術語······10

3 基本規定······11

4 業務處理······12

4.1 一般規定······12

4.2 歸集業務······12

4.3 提取業務······15

4.4 個人住房貸款業務······16

4.5 項目貸款業務······18

5 資金結算······20

5.1 一般規定······20

5.2 單筆結算交易······22

5.3 批量結算交易······36

5.4 輔助交易······46

6 會計核算······55

6.1 一般規定······55

6.2 銀行存款日記賬和多維輔助核算······55

6.3 憑證登記及明細登記······56

7 安全管理······57

8 系統建設、驗收與運維······58

8.1 系統建設······58

8.2 系統驗收······58

8.3 系統運維······58

本規范用詞說明······60

引用標準名錄······61

附:條文說明······62

1 總則······65

2 術語······66

3 基本規定······67

4 業務處理······69

4.1 一般規定······69

4.2 歸集業務······69

4.3 提取業務······72

4.4 個人住房貸款業務······73

4.5 項目貸款業務······75

5 資金結算······77

5.1 一般規定······77

5.2 單筆結算交易······77

5.3 批量結算交易······79

5.4 輔助交易······80

6 會計核算······81

6.1 一般規定······81

6.2 銀行存款日記賬和多維輔助核算······82

6.3 憑證登記及明細登記······82

7 安全管理······84

8 系統建設、驗收與運維······85

8.1 系統建設······85

8.2 系統驗收······85

8.3 系統運維······85